Topics and Learning Objectives

  • Describe how credit cards work and their benefits.
  • Choose credit cards that best fit both their financial goals and lifestyle.
  • Identify the possible risks associated with misusing credit cards.
  • Make optimal spending and payment decisions to reduce fees and speed time to payoff.
  • Describe the relationship between credit cards and credit scores.

Marketing Teaser

83% of adults in the US have at least one credit card. A credit card can be a great financial tool with many benefits, but its important that consumers also understand the consequences if they don’t use their cards responsibly.

Review this topic to learn more about:

  • How credit cards work
  • The benefits and risks of credit cards
  • How credit card use influences your credit score


Post on Twitter

Make sure you are using your credit card responsibly! Learn more about how they work and the benefits and costs: [INSERT LINK]

Post on Facebook/LinkedIn

A credit card is one of many payment options you have, and they can even offer valuable benefits! But before you open a new credit card account, be sure to learn more about how they work, the benefits and costs, and how to manage them responsibly: [INSERT LINK]

Image Package

Turnkey graphics to promote this topic. Includes course screenshots, lifestyle images, and the topic’s icon.

Topic List

Explore more

Wealth Transfer

Learn more about the ways wealth can be transferred.

Understanding Your Student Loan

Student loans are designed to help students pay for higher education. Learn more about the different types of student loans, important student loan terms and student loan repayment options.

Healthy Financial Habits

Learn more about how you can develop healthy financial habits needed for financial well-being.


Understand what an annuity is and its role in retirement planning.