Protected: EverBank Volunteer Toolkit

Student Check-In

Volunteers assigned to Student Check-In will be provided with a list of participating schools and student names on the day of the event. As students arrive, volunteers will give students and the accompanying adults  wrist bands that correspond with the color of their starting stations.

Once the event begins, volunteers will become floaters and provide support where needed.

Yard Games

Volunteers assigned to this station will have fun with students just before the event while playing activities like Jenga and Cornhole. There will also be an airbrush artist available to paint student’s faces.

Once the event begins, volunteers will become floaters and provide support where needed.

Swag Bags 

Volunteers assigned to this station will fill bags with swag during the event and hand the bags out to students before they leave the stadium.

Number of volunteers needed: 4 at each station

• 1 person will explain the rules
• 1 person will blow whistle
• 1 person will ask questions
• 1 person will provide answers

Volunteer PREP: Have a whistle around your neck. Have the football near by to hand to a student. Put the true/false game questions on your clipboard.  

Students will stand in a circle and play a traditional game of hot potato. Students will pass the football around the circle. One adult volunteer will blow a whistle to signal stop, and whoever is holding the ball becomes the “potato”. Each time a student becomes a “potato” they will have the chance to answer a true/false trivia question. If they answer incorrectly, they can choose to stand outside the circle and cheer on their classmates or do a silly dance to get back in the game.   

RULES: 

• Everyone stand in a circle  
• You will pass the football around  
• We’ll blow the whistle and if you’re holding the football, you will be asked a T/F question  
• If you answer incorrectly, you can choose to cheer on your classmates outside of the circle or do a silly dance to stay in the game!  

QUESTIONS: 

1. The best way to make the most out of your money is to follow a budget: ​TRUE  
2. A good place to go for information about money is the mall: ​FALSE  
3. People can be responsible with their money by spending all their money at one time: ​FALSE  
4. Credit is a form of borrowing: ​TRUE  
5. The type of tax that people pay things that they own, like a house or a boat, is called income tax: FALSE  
6. An advantage of keeping your money in a savings account is that you might earn interest on your savings: ​TRUE  
7. With a credit card, you borrow money to make the purchase, and repay the money borrowed later: ​TRUE  
8. Paying with cash takes money out of your checking account: ​FALSE  
9. You should pursue a career based on your interests and talents: ​TRUE  
10. People might have a hard time getting a loan from a bank if they have not repaid other loans on time. ​TRUE  
11. Savings plans can be used to help people achieve short-term money goals. ​TRUE  
12. Sales taxes are the same no matter where you live. ​FALSE  
13. Healthy people do not need health insurance. ​FALSE  
14. People only use budgets to achieve long-term goals. ​FALSE  
15. You can take money out of a savings account anytime you want. ​TRUE 

Number of volunteers needed: 4 at each station

• 1 person will explain the rules
• 1 person will confirm wants and needs
• 2 people will catch flying footballs

Volunteer PREP: Place the needs/wants hand out on your clipboard in case a label falls off and you can verbally tell a child the need/want.   

Students will be presented with a pile of footballs and each ball will be labeled with an item (some needs, some wants). They will need to correctly identify if their item is a want or a need, and throw it into the corresponding bucket labeled ‘need’ or ‘want’.   

RULES: 

• You will be presented with a football labeled with an item  
• Depending on whether the item is a want or need, you will throw the football into the correctly labeled bucket  

Number of volunteers needed: 4 at each station

• 1 person will explain the rules
• 1 person will ask the game questions
• 1 person will provide answers
• 1 person will select a student to explain their reasoning

Volunteer PREP: Put “Would you Rather” print out on your clipboard.    

Students will line up along a field line. One side will be marked with a blue balloon bouquet and one side will be marked with a white balloon bouquet. Students will be presented with a “Would You Rather” choice and have to run one side or the other.  

RULES: 

• Everyone lines up along a field line  
• The side with the blue balloons is “Option A” and the opposite side with the white balloons is “Option B”  
• A “Would you Rather” question will be asked  
• After hearing the question, you run to one side or the other depending on which option you “would rather”  
• Each side will explain the reasoning behind their decision  

• After each side has had their say, move everyone back to the field line for the next question  

Questions:  

1. Would you rather live without music or live without TV? ​Without music to blue balloons, without TV to the white balloons  
2. Would you rather always be cold or always be hot? ​Cold to the blue, hot to the white  
3. Would you rather eat two times a week at a fast-casual restaurant like Chipotle or once a month at a nice restaurant (spending the same total amount)? ​Chipotle to the blue, nice restaurant to the white  
4. Would you rather have free groceries for a year or free concert and movie tickets for a year? ​Free groceries to the blue, free concert and movie tickets to the white  
5. Would you rather buy everything you want but have to work fulltime for 50 years or half of everything you want and only work full-time for 35 years? ​Work 50 year to blue, 35 years to white  
6. Would you rather: Take a vacation now and not be able to take one again for ten years or wait 4 years and take your vacation and then be able to take another one 4 years after? (​After the two vacations you will return to a normal vacation schedule.) Vacation now to the blue or wait for years to the white  
7. You need a new computer. Do you buy one today but take 3 years to pay it off or wait one year until you have enough money to buy it? ​Buy one now to the blue, wait one year to the white  
8. Would you rather have $1,000,000 now or $50,000 a year for the rest of your life? (assume both sums after taxes) ​1,000,000 now to the blue, $50K to the white  
9. Would you rather take a dream vacation for two weeks or spend time with anyone in the world for 5 days but you must do it in your hometown? ​Dream vacation to the blue, spend time with anyone to the white  
10. Would you rather receive $100,000 for sure or have a 50% chance of getting $10,000,000 and 50% chance of nothing.​ $100,000 for sure to blue, 50% chance of $10 million to white)  
11. For the same amount of money would you rather have a job you love but have to work 60 hours a week or have a job you hate and work 40 hours a week? ​Job you love to blue or hate to white  
12. If I offered you $10,000 a day for 30 days or offered to give you a penny and double the value each day for 30 days, which offer would you choose? ​$10K for 30 days to blue or double value to white  

Number of volunteers needed: 5 at each station

• 1 person will explain the rules
• 1 person will distribute and collect money from students
• 3 people will catch flying footballs

Volunteer PREP: Put rules on clipboard.     

Using the Field Goal challenge structure, students will take turns kicking a football. Each student will start with $200. They will be asked if they want to purchase insurance before kicking and can pay for it with $100. If they don’t get insurance and miss, they have to pay $100. If they do pay for insurance and miss, they don’t have to pay. If they pay for insurance and make it, they get $100.  

RULES:  

• Each student will get $200 in play money  
• Ask students if they want to purchase insurance before kicking  
• If they want insurance, they need to pay $100  
• Each student will take turns kicking a football  
• If they don’t get insurance and miss they have to pay $100  
• If they don’t get insurance and make it, they get $100  
• If they do get insurance and miss, they don’t have to pay  
• If they do and make it, they get another $100  

Number of volunteers needed: 4 at each station

• 1 person will explain the rules
• 1 person will ask questions
• 1 person will provide answers
• 1 person will set up student pairs

Volunteer PREP: Put trivia questions on clipboard.      

Two teams will go head to head in a ​hula-hoop​ style game. ​Hula hoops will be placed on the ground in a line and two teams will start at either end of the line. One student from each side will jump into the hula hoops until they meet in the middle. Students will be asked a rapid fire trivia question to determine who advances. The first student to shout the correct answer advances and ​the first team to make it to their opponent’s “end zone” wins. (Note: Before answering, students have to wait to hear the end of the question.)    

RULES:  

• Students will be divided into two teams and stand at either end of the hula hoop line  
• One student from each team will begin hopping in the hula hoops until they meet their opponent (in the middle)  
• The two students will be asked a trivia question, waiting to hear the end of the question before answering  
• The first student who answers correctly, advances towards the direction of their opponents “end zone”  
• If the student gets it wrong, they run back to their team and get in the end of the line to try again  
• The first full team to make it to their opponent’s “end zone” wins  

Questions:  

What is the difference between a wage and a salary?  

1. A wage is paid by the hour, and a salary is paid over a set period of time  
2. A wage is paid over a set period of time, and a salary is paid by the hour  
3. There is no difference between a wage and a salary  

​What is credit?  

1. A household asset  
2. An endless supply of money  
3. A form of borrowing  

How is buying with credit different than paying with cash?  

1. With credit, you borrow money to make the purchase, and repay the money borrowed later  
2. With credit, you can pay for things from your checking account  
3. There is no difference between buying with credit or paying with cash  

People use _______to help them pay their medical bills.  

1. Safety insurance  
2. Health insurance  
3. Property insurance  

When is it OK to take a risk?  

1. When you want to have fun 
2. When you’ve protected yourself from danger or uncertainty the best you can  
3. When you have insurance 

The best way to make the most out of your money is to create a _________. 

1. Work chart 
2. Loan 
3. Budget  

When selecting a savings account, what should you look for?  

1. A high interest rate  
2. A low interest rate  
3. An account that requires a minimum balance  

Sheena wants to start investing. She needs to make sure her portfolio has different types of investments, but she doesn’t have time to pick individual investments. What would you suggest she add to her portfolio?  

1. Stocks  
2. Bonds  
3. Mutual Funds  

Why is it helpful to listen to adults’ experiences and advice about money?  

1. You can learn from their experiences and avoid making bad money decisions  
2. You might get ideas of new things to buy  
3. They can help you work on your math skills  

Which of the following is an entrepreneur?  

1. An owner of a plumbing business  
2. A waitress  
3. A pilot  

At the grocery store, the items you might buy while waiting in the check-out line are considered…  

1. Needs  
2. Impulse buys  
3. Unsought goods  

Why do banks lend money?  

1. Banks make money if they loan money to successful entrepreneurs  
2. Banks make money from the interest the borrower pays to use the money  
3. Banks have too much money and it can’t sit too long in the vault  

​Why is it important to spend money on things you need before spending money on things you want? 

1. Because buying things you want is more fun 
2. Because you can live without wants, but you can’t live without needs 
3. Because only adults can spend money on things they want 

All of these are things you should consider when choosing a career path except:  

1. Your interests and talents 
2. Your expected income 
3. Choosing whatever your friends are doing  

You’re getting ready to make a savings plan. What question should you ask yourself first?  

1. What are all of the things you want to save for?  
2. How much money are you making each week and how much do you need to set aside for your expenses?  
3. How can you spend all of your money?  

Your friend wants to get an after-school job. She’s considering mowing lawns around the neighborhood, babysitting, and working full-time in an office with her dad. Which option should she get rid of?  

1. Mowing lawns around the neighborhood  
2. Babysitting  
3. Working full-time in an office with her dad  

You’re at the mall and you see the phone that you really want to buy. You think there’s supposed to be a sale next week but you’re not sure. What should you do?  

1. Buy the phone now because you really want it  
2. Buy the phone next week if it’s on sale or not  
3. Wait for the sale and buy the phone if you have enough money after paying for all of your needs  

Michael loves to work in teams and speak in front of groups. Maera loves math and can focus on hard work for a long time. Would Michael or Maera be a better fit for a career in computer engineering?  

1. Michael would be a better fit  
2. Maera would be a better fit  
3. Neither would be a good fit  

What’s the best way to know if you are getting a good deal on what you’re buying?  

1. Find out if there is a return policy  
2. Compare the price for what you want to buy at two or more stores  
3. Find out if all your friends own the item too  

An adult might use credit to pay for______.  

1. A car 
2. A house 
3. Both A and B  

Number of volunteers needed: 6 at one station

• 1 person will explain the rules
• 2 people will keep track of “bank deposits”
• 3 people will gather and return footballs

Volunteer PREP: Put rules on clipboard.     

Students will take turns throwing footballs through the inflatable QB Challenge. Signs with certain dollar amounts will mark where to stand to get a “deposit” of that amount in their savings account. The goal is to save the most money, but higher values will be placed farther away and more difficult to successfully “deposit” in their account.   

Rules:  

• Each student will choose a dollar amount that they want in their savings account  
• Students will stand at the dollar amount and take turns throwing footballs through the QB 
• The goal is to save the most money  
• Higher “deposit” values will be further away so they are more difficult to hit 
• Whoever has the largest amount in their savings account at the end wins a prize 

Since July 2018, the EverBank Money Matters Program has provided engaging, important financial education resources at scale in low-moderate income communities and has reached 114 unique schools. By the end of the 2022 school year, EverBank impacted more than 8752 student learners. 

EVERFI from Blackbaud is an international technology company that helps companies meet corporate social responsibility goals and drive social impact through digital education that addresses issues ranging from financial wellness to mental health to workplace conduct and other critical topics. Founded in 2008, EVERFI’s Impact-as-a-Service™ solution and digital educational content have reached more than 45 million learners globally.